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Are you using the best mobile banking app in 2022?

by Byrne Anderson
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Mobile banking apps help customers to manage their money conveniently anytime, anywhere. A mobile banking app helps avoid visiting banks and saves time and money. With numerous banking apps online, it is difficult for customers to know the best banking app in 2022. The real challenge is deciding which app to use for managing finance well and staying ahead.

Choosing a mobile banking app that meets your needs depends on analysing its features and benefits for a positive user experience.

Mobile banking apps offer easy access to all banking services, which were once offered only at the bank’s branch. With the online mobile application, the user can carry out banking activities online through a bank online account. The IDFC FIRST Bank mobile banking app comes with several advanced features or tools. Such features are not identical and help the user efficiently manage money.

Here are some of the features you must look into before choosing a mobile app. They include:

  • Opening a free bank account online

You can open a free bank account online on the mobile banking app of IDFC FIRST Bank and enjoy various benefits. The app allows easy linking of bank accounts and checking the balances from one place. A mobile banking app mimics net banking accessible through a desktop or computer. If you have an online account on a mobile banking app, you can perform banking tasks such as:

  • Making online bill payments
  • Transferring of funds between linked bank accounts
  • Checking balances
  • Reviewing transactions
  • Viewing bank statements
  • Setting up or cancelling bank alerts
  • Searching for nearest ATM or branch
  • Making investments
  • Buying insurance
  • Paying premium
  • Getting instant loans with minimum paperwork and no collateral
  • Check Credit Card Option

Credit cards are popular and convenient to check if the mobile banking app offers you credit card facilities. It will help you improve your credit score if you make full payment of bills before the due date. In addition, you can also avail yourself of attractive discounts, cashback, and good deals that are often on offer.

  • EMI app

One of the significant features of the IDFC FIRST Bank mobile app is its integration with various apps like the EMI app and cardless EMI app. The EMI app allows you to purchase anything like furniture, clothing, and beauty products or book flight tickets, hotels, and travel packages and pay in equal monthly instalments.

  • IDFC FIRST Bank InstaCred Cardless EMI network

If you are an IDFC First Bank Easy Buy Card customer, you can purchase online and pay in EMI using InstaCred Cardless EMI. The app links several merchants on its network. You can buy using the following steps.

  • Select the product online and provide your billing and shipping information
  • On the buy page, select InstaCred as a payment option
  • Select Cardless EMI
  • Select the EMI tenure and confirm on the confirmation page
  • Receive an OTP on your mobile
  • Enter the OTP and confirm the purchase

You can purchase anything online using the cardless EMI payment option in a secured way. The IDFC FIRST Bank mobile banking app is protected by multi-factor or biometric identification to keep your transactions secure.

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